Overview:
We are seeking a motivated Loan Officer to join our team. The ideal candidate will have a strong background in customer service, sales, and loan origination. This position offers the opportunity to work with various loan products and assist clients in securing financing for their needs.
Responsibilities:
- Effectively manage a high volume of leads by promptly responding to inquiries, assessing borrower needs, and providing appropriate loan solutions.
- Facilitate the loan origination process from application to closing, ensuring all necessary documentation and information are accurately collected and processed.
- Foster strong relationships with borrowers, real estate professionals, and other stakeholders by delivering exceptional customer service and maintaining regular communication throughout the loan process.
- Evaluate loan applications, analyze financial documents, conduct credit assessments, and determine the viability of loan requests based on Company's lending criteria.
- Ensure compliance with all relevant regulatory guidelines, internal policies, and procedures while effectively managing risks associated with loan underwriting and portfolio management.
- Stay updated on industry trends, market conditions, and competitive landscape to identify new business opportunities and maintain a competitive edge.
- Collaborate with the sales team, underwriters, and other departments to streamline processes, share knowledge, and achieve collective goals.
Qualifications:
- Minimum of 1-3 years of proven success as a loan officer or similar role in the financial services industry.
- Strong understanding of loan origination, underwriting processes, lending regulations, and industry best practices.
- Demonstrated ability to convert leads into closed deals, with excellent negotiation, persuasion, and relationship-building skills.
- Proficiency in assessing financial documents, conducting credit analysis, and making informed lending decisions.
- Exceptional verbal and written communication skills, with the ability to clearly explain complex concepts and build rapport with diverse clientele.
- Meticulous attention to detail in loan documentation, compliance requirements, and data analysis.
- Effective multitasking and prioritization skills to handle a high volume of leads and meet deadlines.
- Comfortable using loan origination software, customer relationship management (CRM) systems, and other relevant technology tools.
- Fluent in Spanish (required)
If you are a detail-oriented individual with a passion for helping clients achieve their goals, we encourage you to apply for this exciting opportunity.
Job Type: Full-time
Payment frequency:
Schedule:
- Monday to Friday
- Weekends as needed
Work setting:
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Loan origination: 1 year (Required)
- Sales: 1 year (Preferred)
Ability to Commute:
- Dallas, TX 75205 (Preferred)
Work Location: Hybrid remote in Dallas, TX 75205