Summary/Objective: This position is primarily responsible for the profitability, stability, growth, and risk management of LDF Holdings, a Tribally owned business operating in the Tribal Lending Industry. This is a leadership role responsible for strategic planning, execution, development and management of strategic partnerships, investor relationships, profitability, regulatory compliance, credit, operational risk management, marketing, consumer retention and business process outsourcing.
Requirements of the Job Include: Specific duties include, but are not limited, to the following:
- In-depth knowledge of secured and unsecured loan operations, consumer lending, loan underwriting and applicable regulatory requirements.
- Provide oversight and leadership to all departments and managers in a manner that ensures professionalism and exceptional customer service to clients, service providers, and vendors.
- Implement and coordinate oversight of LDF Holdings’ annual budget and the operating budgets for all individually owned or managed Tribal Lending Entities, in coordination with the CEO, CFO, and third-party service providers, as applicable.
- Analyze, develop, present and direct company and departmental financial goals, objectives, and budgets.
- Present at board meetings and compile reports for the CEO, CFO, and Board of Directors on behalf of LDF Holdings, further ensuring those applicable have the information necessary to perform their fiduciary duties and other governance responsibilities.
- Seek, develop, manage, and maintain strong relationships with investors, vendors, strategic partners, and industry leaders.
- Create, negotiate, review, and advise on a variety of contracts, strategic business decisions and processes to further ensure profitability, growth, operational efficiency, regulatory and legal risk management.
- Attend a variety of conferences, summits, and events by Industry Trade Associations to stay abreast of upcoming or proposed regulations, industry lawsuits, case laws and industry best practices.
- Provide visionary leadership and make strategic business decisions based on knowledge and understanding of the most current case laws, tribal and federal laws, and regulations.
- Meet departmental, company and government regulated audit and compliance requirements, including marketing programs, pipeline reports, loan submissions and approvals, and all applicable key data for monitoring regulatory compliance and credit risk/portfolio performance.
- Provide oversight for recruitment, training programs, organizational structure, professional development, evaluations, compensation, departmental and personnel policies and procedures.
- Oversee all internal departments and respective management team members including legal, vendor relations, compliance, operations, and administration to evaluate and maintain control of all legal, financial, regulatory, operational, and reputational risks.
- Identify, research and present sound direction on new industry businesses and capitol sources which will create economic diversification, community development and ensure Tribal Lending Business growth.
- Ensure timely and appropriate resolution of consumer complaints, regulatory inquiries, and tribal requests for information.
- Communicate areas of accountability and performance expectations for staff under direct supervision.
- Coordinate scheduling to maximize real-time utilization of resources.
- Support audit of files to ensure quality and adherence to consumer lending policies.
- Stay abreast of upcoming or proposed regulations, industry lawsuits, case laws and industry best practices.
Other duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice