PRIMARY ACCOUNTABILITIES/RESPONSIBILITIES:
- Obtain loan memo, worksheet, and other documents from loan officer after proper approval from the management or Executive Committee.
- Calculate loan interest, loan payment amount, APR, escrow payment etc. based on the term on the loan memo or worksheet.
- Prepare loan documents for CD, letter of credit and commercial loans and obtain customer’s signature, or send out the package to Dallas, Austin branch for signature.
- Prepare instruction and loan information for Real Estate and SBA Loans and send them out to the attorneys for RE loan documentation.
- Prepare checklists for all loans to be closed.
- Review loan documents prepared by attorney and instructed attorney to send to the title company.
- Open title with title company.
- Contact surveyor to order survey.
- Perform flood, UCC, tax, entity, franchise tax search for new and renew loans.
- Communicate with title company, attorney, loan officer to get loan closed.
- Submit signed loan package goes to funding officer for review and approval for funding and booking.
- Prepare and send out appraisal and EPA reports to borrowers.
- To assist Note Dept to resolve post-closing issues and exceptions.
- Prepare loan closing status report weekly.
- Take up Ad Hoc assignments.
KNOWLEDGE, SKILLS AND ABILITIES
- Strong organizational, interpersonal, and communication skills
- Detail-oriented, time management skills and ability to multi-task
- Cooperates with management and peers to accomplish team and Bank goals.
- Must be a team player and ability to resolve problems and conflicts
- Proficient in Microsoft Office Products including Word, Excel, and/or Power Point
Preferred Qualifications:
- Bachelor's degree in Finance or Accounting
- Advance knowledge of lending operations and closing procedures preferred
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Vision insurance
Schedule:
Education:
Experience:
- Commercial Loan Closer: 3 years (Required)
Ability to Commute:
- Houston, TX 77036 (Required)
Work Location: In person