It’s rare in business to join a company that is truly game-changing — one that is transforming the very nature of its industry. It’s even rarer to claim a position at such a company where one can have a powerful daily impact on the lives of customers, partners and colleagues. The position of Senior Finance Manager at New South Lending is just such a position.
Operating in our breakthrough model — where a full-service mortgage company is housed inside a real estate brokerage — you’ll be a daily ambassador to the real estate brokerage agents and their clients. You’ll delight both with your ability to move loans swiftly and successfully through the pipeline — from providing support on our digital mortgage application, through issuing pre-approvals, to advising on the best loan product, to final loan closing. In the process, you’ll work closely with our robust network of retail and wholesale lenders, providing borrowers with the best competitive loan rate and terms.
Qualification Requirements:
● Must have an NMLS # and licensed in NC and SC
● At Least three years of licensed mortgage lending experience
● Superior loan origination and time management skills
● Superb communication skills
● Excellent computer skills
Duties and Responsibilities:
○ Exceeding monthly production goals.
○ Explaining the overall mortgage process clearly and supportively to borrowers, including available loan products.
○ Help borrowers complete our digital loan application, upload documents and obtain necessary signature(s).
○ Obtain and expertly counsel borrowers on their credit report.
○ Provide required disclosure documents, as needed.
○ Confirm borrower’s debt to income (DTI) ratio.
○ Analyze for loan product qualification.
○ Implement and enforce fraud detection techniques.
○ Submit Lender Bid Information to New South Lending's Portal for aggregation and
bidding by maximum of three lenders, and ensure lenders enter bids.
○ Maintain regular contact with Borrower, Agent, and Lenders to apprise them of loan
application status.
○ Counsel, but do not steer, borrower in selecting the winning loan bid.
○ After borrower selection of the winning bid, distribute the complete loan package to
the winning Lender.
○ Input all pertinent dates and data accurately within the platform.
○ Participating in your New South Lending's new agent training sessions. Your role is to educate agents on the value of a Single-Point Solution to their client’s real estate search and finance needs, by focusing on the in-house mortgage solution.
○ Encouraging Agents to adopt the New South Lending platform and utilize its smartphone app(to send FastTrack mortgage invitations and automated updates throughout themortgage journey).
○ Educating agents on the benefits of working with loan products from our wholesale lenders (i.e., their clients get excellent rates)
Job Type: Full-time
Pay: $150,000.00 - $250,000.00 per year
Work setting:
Experience:
- Loan origination: 3 years (Required)
Work Location: Hybrid remote in Belmont, NC 28012