**Job Title:** Senior Mortgage Underwriter
**Job Summary:**
We are seeking a detail-oriented and experienced Senior Mortgage Underwriter to join our team. The ideal candidate will be responsible for evaluating and determining the creditworthiness of mortgage loan applications. As a Senior Mortgage Underwriter, you will play a crucial role in ensuring compliance with company policies and industry regulations.
**Responsibilities:**
- Conduct thorough analysis of mortgage loan applications to assess risk and make informed underwriting decisions.
- Review financial documents, credit reports, and other relevant information to determine borrower eligibility.
- Utilize financial software for cash flow analysis, credit analysis, and financial modeling.
- Collaborate with loan officers, processors, and other team members to ensure timely and accurate underwriting decisions.
- Evaluate property appraisals to confirm valuation meets lending criteria.
- Negotiate terms and conditions with borrowers when necessary.
- Maintain up-to-date knowledge of industry regulations and underwriting guidelines.
- Provide guidance and mentorship to junior underwriters as needed.
**Requirements:**
- Bachelor's degree in Finance, Business Administration, or related field.
- Minimum of 3 years of experience in mortgage underwriting within the financial services industry.
- Strong understanding of portfolio management and mortgage servicing.
- Proficiency in underwriting software and financial analysis tools.
- Excellent communication skills with the ability to effectively negotiate terms.
- Detail-oriented with strong analytical skills.
- Ability to work efficiently in a fast-paced environment while maintaining accuracy.
If you are a seasoned Mortgage Underwriter looking to take the next step in your career, we encourage you to apply for this challenging opportunity. Join our team and contribute your expertise to our dynamic organization.
Job Type: Full-time
Pay: $92,500.00 - $125,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
Location:
Work Location: Remote