Job Duties and Responsibilities:
· Analyzes and assigns risk ratings to commercial real estate loans and guarantors.
· Investigates a client’s financial and credit history.
· Reviews commercial loan applications, appraisals, and real estate documentation for accuracy.
· Uses relevant underwriting software to analyze and predict future cash flows.
· Evaluates financial data and offers their own opinion and recommendations.
· Creates summary reports for management review.
· Identifies and informs management of potential lending risks.
· Performs annual credit reviews on loans held in the credit union’s commercial portfolio.
· Familiar with bank compliance, regulatory policies, and procedures.
· Highly proficient in working with annual financial statements, tax returns, cash flows, Excel spreadsheets, and MS Office software.
· Responsible for adhering to professional standards of conduct to protect and maintain the Credit Union’s reputation with members and the communities we serve.
· Maintain an ongoing awareness of any developments or changes to policies and procedures.
· Performs all other duties as assigned by Management.
Qualifications:
· Bachelor's degree preferred, or equivalent combination of education and experience.
· Minimum of 5 years of prior commercial real estate, commercial underwriting, and annual review experience required.
· Minimum of 5 years of commercial real estate cash flow analysis and risk assessment experience required.
· Customer service skills required.
· Computer knowledge and skills preferred with MS Office.
MembersFirst offers a full benefits package including annual leave, sick leave, health, dental and vision insurance, and a 401K plan.
MembersFirst Credit Union participates in E‐Verify and is proud to be an Equal Opportunity Employer.'
Salary- Based on experience.
Work Location:
Work Remotely
Job Type: Full-time
Pay: $70,000.00 - $90,000.00 per year
Schedule:
- 8 hour shift
- Monday to Friday
Experience:
- Commercial real estate, underwriting, and loan review: 5 years (Required)
- Commercial cash flow analysis and risk assessment: 5 years (Required)
- Banking: 5 years (Required)
Ability to Relocate:
- Decatur, GA 30033: Relocate before starting work (Required)
Work Location: In person