Description:
Basic Description:
We are seeking an experienced and detail-oriented Mortgage Loan Closer to join our team. You must have at least two years of experience working with loans, either in closing, escrow, title, or funding. We work with a high volume of loans, so you need to be comfortable working in a fast-paced environment. Our ideal candidate is thorough, self-motivated, familiar with governmental and industry guidelines for loan approvals, and can communicate effectively with all involved parties.
Responsibilities:
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Complete data entry and verify all payment information, dollar amounts & payees, and contact information for all parties to create release and track receipt of Closing Disclosure by Borrower to ensure compliance with TRID regulations.
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Send closing instructions to title companies. Balance and approve final numbers/Closing Disclosure (both Borrower and Seller sides).
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Review conditions provided by Underwriting and ensure that any remaining outstanding conditions are cleared prior to closing.
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Timely verification of employment information as submitted on applications.
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Complete order and release funds for loans prior to closing date/time.
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Preparation of all loan documents as required by investors and Flat Branch guidelines prior to closing date/time.
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Review all documents for completeness and accuracy and ensure proper execution prior to closing.
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Run/complete final compliance and data checks.
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Respond to potential suspense or citation items related to post-closing activities. Issue Post-Consummation Closing Disclosures as needed.
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Must be able to work in a fast-paced environment and handle many moving parts simultaneously.
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Accepts all other duties as assigned.
Requirements:
Qualifications & Skills:
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2 year of Mortgage Closing/Funding/Title experience required. The right candidate with other mortgage related experience may be considered.
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Requires accuracy, organization, and a high attention to detail
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Excellent written and verbal communications skills, and the ability to effectively communicate across the organization and with business partners.
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Requires basic math & logic skills, along with abstract thinking and mental agility to instinctively solve problems and manage constantly changing priorities.