Feng Capitals is a dynamic and growing financial institution dedicated to providing innovative loan solutions to our clients. We are currently seeking a talented and motivated Chinese-Speaking Loan Officer to join our team. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner. This is a commission-based role ideal for self-driven individuals with a passion for finance and client service.
Responsibilities
As a Chinese-Speaking Loan Officer at Feng Capitals, you will:
- Engage with clients to understand their loan needs and financial situation.
- Explain different loan products and services in Mandarin Chinese and/or Cantonese.
- Assist clients through the loan application process.
- Analyze and evaluate loan applications and financial documents.
- Maintain a high standard of customer service and client confidentiality.
- Network and build relationships to generate new business opportunities.
- Stay updated with the latest market trends and loan products.
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
Skills
- Proven working experience as a loan officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment
- BS degree in finance, economics or a related field
- Proficiency in Mandarin Chinese and/or Cantonese is a must.
- Proven experience in loan processing, finance, or a related field.
- Excellent communication and interpersonal skills.
- Strong analytical and problem-solving abilities.
- Ability to work independently and as part of a team.
- Knowledge of financial regulations and lending practices.
- Willingness to work on a commission-only basis.
Benefits:
- Competitive commission structure with unlimited earning potential.
- Flexible work hours and opportunity to work remotely.
- Supportive and collaborative team environment.
- Continuous professional development and training.
- Opportunity to grow with a forward-thinking company.
How to Apply:
Please send your resume and a cover letter detailing your relevant experience and why you are the best fit for this role to hr@fengcapitals.com
We look forward to hearing from you!
Job Type: Full-time
Pay: From $100,000.00 per year
Benefits:
- Dental insurance
- Flexible schedule
- Health insurance
- Paid time off
- Work from home
Compensation package:
- Bonus opportunities
- Commission pay
Schedule:
- Choose your own hours
- Monday to Friday
Work setting:
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Loan origination: 1 year (Preferred)
- Sales: 1 year (Preferred)
Ability to Commute:
- Flushing, NY 11354 (Required)
Work Location: Hybrid remote in Flushing, NY 11354